Found in 2007 and headquartered in New York City, OnDeck provides financial services to small businesses. They offer short-term loans and lines of credit in amounts best suited to a business’ need.

OnDeck was founded in 2007 and is a publically traded company. It’s headquartered in New York City. Since it began, the company has provided over $4 billion in capital to small businesses. They base their application approval on both a business’ gross revenue and the owner’s credit history.

  • Scalable: OnDeck offers small business loans in amounts from $5,000-$500,000 and lines of credit from $6,000-$100,000. The scalable size of loans and lines of credit allows clients to only take out and pay interest on the amount of money they need.

  • Extended hours: Loan specialists are available to help interested consumers and clients during extended business hours. They can be reached by phone or instant messaging between 8 a.m. and 8 p.m. six days a week.

  • Single application: When business owners submit an application to OnDeck, the lender determines which type of loan will best suit the business. This means that by filling out a single application the business owner applies for every type of financing OnDeck offers. This policy makes the application process simple and allows business owners to get advice about which funding option is the best choice.

  • FAQs: The FAQ section of OnDeck’s website offers detailed answers to many questions interested customers might have. They can learn about exactly which documents they will need to have when applying, minimum qualifications for financing and typical rates and fees.

  • Returning customer rates: Previous OnDeck customers qualify for a lower origination fee when they receive a second loan. After a business’ third loan, they may not pay any origination fee.

  • Best for: OnDeck caters specifically to small businesses, and they offer scalable loans and lines of credit.


1400 Broadway, New York, New York, 10018
1400 Broadway, New York, New York, 10018
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