Kabbage has a simple online application that requires no fee. Most applicants will have an instant approval decision, complete with a cash offer. Credit lines range from $2,000 to $100,000.

Kabbage is a non-traditional small business lender that provides cash strapped businesses a line of credit. Kabbage uses a variety of data sources used by the borrowers’ business to quickly deliver funding.

  • Products: Line of credit available for any type of business and working capital activity. Uses for Kabbage include inventory, equipment, staffing, and website funding. Kabbage also offers an app to access borrowed funds.

  • Interest rates and fees: Calculated regularly based on the total amount borrowed, fees range from 1.5 percent to 12 percent on the selected loan amount. The maximum monthly interest rate is 12 percent. Loan terms are either 6 or 12 months, and no initial application fees are required.

  • Service: Rapid online signup. The borrower may link any type of business checking, PayPal, Amazon, Save, eBay, Xero stripe, Etsy square, and more accounts. Funds can be deposited into most types of online business platforms.

  • Borrower qualifications: Real-time business data determines the borrower’s qualifications. No paperwork or credit score is required. Businesses must be in operation at least one year with $50,000 or more in annual revenue.

  • Fast approval process: After linking accounts, the response is quick.

  • Loan limits: Lines of credit are available from $2,000 to $100,000.

  • Repayment options: Loans are for either six or 12 months with monthly repayment terms.

  • Best for: Small and local businesses with ongoing needs for capital that meet the borrower qualifications.


925B Peachtree Street NE Suite 1688 Atlanta, GA 30309
925B Peachtree Street NE Suite 1688 Atlanta, GA 30309
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